Getting into a road traffic accident can be an overwhelming and potentially life-changing event. But when the at-fault driver is not insured, the situation can become even more intricate and stressful.
If you were involved in an accident caused by an uninsured driver, you shouldn't have to shoulder the consequences of their actions. You may still have legal options available and could be entitled to compensation for vehicle damage, medical expenses, lost income due to time off work, and other related losses.
When a road accident happens and it turns out that the other driver at fault and is not insured, the Solicitor acting for the injured party will submit the claim to Motor Insurers Bureau or MIB and inform them of the circumstances of the accident. The motor insurers bureau will then appoint an insurance provider to deal with the claim on the behalf of MIB. In general, it is the insurers who insured the car even if the driver on the time of an accident was not insured.
Provided that they decide the driver was at fault, they will try to settle the claim. It may be that they will agree to the evaluation of the claim by the solicitors who assesses the worth of claims and avoid claims going to the Court.
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